If you’re a lady driver then you might be interested to learn that a lot of insurance firms supply more competitive car insurance quotes to women than they do to provide the exact same level of cover to men.
There are quite a lot of you out there who would argue the point that women are better drivers, however statistics show otherwise. In fact, when ladies had been first allowed to drive, earlier in the last century, and while there were a few of them on the roads, they definitely were not the best drivers. They had hardly any experience behind the wheel and were given little training. However, now that ladies grow up in cars, are given driving education similar to men, they’re nearly as good or better than male drivers.
Women cause less injury in accidents. That is but another reason why car insurance firms perceive ladies to be “safer” drivers. Obviously, much less injury to cars results in smaller claims and lower costs for insurers. Again, it isn’t personal-it is business. While the reasons are debatable, men are inclined to drive extra aggressively than women do.
It’s necessary to notice that because the number of women drivers will increase, this gap continues to decrease. Still, statistics present that ladies are definitely in fewer accidents than men are. This does not imply that ladies are significantly “better” drivers. What it means is that car insurance companies perceive them as more “careful” drivers. And from the insurers’ view, “careful” is synonymous with “better” if it saves them money. That’s why premiums for ladies car insurance are typically lower.
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